Tvoy Raschet

Settlement account: what it is

A bank account used to receive and send money. In Russia an account number has 20 digits; companies and sole proprietors need it for business, individuals for salary and transfers.

In Russian: Расчётный счёт (р/с)·Raschetny schet (r/s)

Banks, deposits and payments Checked by the editorial team Checked: September 2026
Document templateInvoiceDocument templateService agreement

In Russia, Kazakhstan and Belarus

Russia

The account number has 20 digits. The first five show whose account it is: 40817 — an individual, 40802 — a sole proprietor (ИП), 40702 — a commercial organization. Digits 6–8 are the currency code (810 — rubles).

Kazakhstan

In Kazakhstan, the account number is called ИИК and is written in IBAN format: 20 characters, starting with KZ.

Belarus

In Belarus, the number of a current (settlement) account is written in IBAN format: 28 characters, starting with BY.

This information is for reference only and does not constitute financial, tax or legal advice. Prepared by our editorial team, last checked: September 2026. Found an error? Write to us.

Related terms

Bank detailsThe set of data a bank uses to transfer money to a specific account: the recipient's name, account number, bank, BIK and correspondent account, sometimes INN and KPP.BIK (bank identification code)Bank identification code: 9 digits that the payment system uses to find the right bank. Without the BIK you cannot send a bank transfer by account details.Correspondent accountThe bank's own account at the Bank of Russia, through which transfers between banks pass. It is the 20-digit number in a bank's details that starts with 301.Sole trader (IP)A person registered with the tax office to run a business without creating a company. A sole trader can hire workers, chooses a tax regime and is liable for business debts with all their property.Account block under Law 115-FZRestrictions on an account or card that a bank imposes if it considers transactions suspicious under the anti-money laundering law (115-FZ). You can have them lifted by explaining the transactions with documents.

More in “Banks, deposits and payments”

Key rateBank depositInterest capitalizationSavings accountDeposit insuranceEffective interest rateCompound interestFaster Payments SystemDebit cardCredit cardCashbackOfficial Bank of Russia exchange rateInflationMir cardIndividual investment account (IIA)Federal loan bonds

Full glossary

Cookie settings

Choose which data may be processed. You can change your decision at any time via the “Cookie settings” link at the bottom of the page.

NecessaryTheme, colour scheme, recent calculators and your cookie choice. Stored only in your browser.
AnalyticsYandex Metrica: which pages are opened, where visitors come from, how the site is used (including session recording with Webvisor). Helps us understand what to improve.
AdvertisementYandex Advertising Network and Yandex Direct: showing and personalising ads and measuring their effectiveness. Advertising pays for this free site.

Learn more: list of cookies and retention periods · consent text