Tvoy Raschet

Statute of limitations on debts: what it is and how to count it

The time within which you can go to court to enforce an obligation. The general period is 3 years; if it has expired and the defendant says so, the court will dismiss the claim.

In Russian: Срок исковой давности·Srok iskovoy davnosti

Contracts, documents and rights Checked by the editorial team Checked: September 2026
CalculateDays calculatorDocument templateReceipt for a loan of money

In plain words

The statute of limitations (срок исковой давности, srok iskovoy davnosti) is the time within which you can use the court to make the other side fulfil an obligation: repay a debt, pay for goods, compensate damage. The general period is 3 years (Art. 196 of the Civil Code of the Russian Federation).

An important detail: the period by itself does not forbid filing a lawsuit. The court will accept the claim even after three years. But if the defendant says "the period has expired", the court will dismiss the claim for that reason alone (Art. 199 of the Civil Code). The court does not apply the limitation on its own: a party must ask for it.

When to start counting

Even if a person learned of the violation late, a lawsuit cannot be filed later than 10 years from the day of the violation (except in certain cases).

Special periods

ClaimPeriod
General period (debts, contracts, damage)3 years
Declaring a voidable transaction invalid1 year
Consequences of a void transaction3 years
Defects in work (as a general rule)1 year, for buildings 3 years
Claims arising from carriage of goods1 year

The limitation does not apply to some claims, for example to bank deposits and to the protection of personal non-property rights.

Worked example

Under a loan receipt, a friend had to return 50,000 ₽ by 15 March 2023 and did not. The limitation period began on 16 March 2023 and runs for 3 years, until 15 March 2026. But 15 March 2026 is a Sunday, and if the last day of a period falls on a day off, it moves to the nearest working day (Art. 193 of the Civil Code). So a lawsuit could be filed up to and including 16 March 2026. You can count days and days off in the days between dates calculator.

If on 1 June 2025 the friend had returned 10,000 ₽ and written that he would pay the rest later, that would be an acknowledgment of the debt. The period would start again and expire in June 2028.

Calculate it yourself

Change the numbers and the step-by-step calculation updates instantly. Russian rules for 2026.

What interrupts and suspends the period

Common mistakes

  • Thinking that the debt "burns off" after 3 years. It remains; it just can be recovered through court only if the debtor does not raise the limitation.
  • Not raising the expiry when you are the defendant. This must be done before the court of first instance gives its decision.
  • Paying "a little" on an old debt under pressure from debt collectors: a partial payment may count as an acknowledgment of the debt.

In Russia, Kazakhstan and Belarus

Russia

The general period is 3 years from the day the person learned or should have learned of the violation, but no more than 10 years from the violation itself (Art. 196 of the Civil Code). The court applies the limitation only at the request of a party to the dispute.

Kazakhstan

In Kazakhstan, the general limitation period is also 3 years (Civil Code of Kazakhstan); some claims have shorter periods.

Belarus

In Belarus, the general limitation period is 3 years (Civil Code of Belarus); the court applies it at the request of a party.

Sources: Civil Code of the Russian Federation, Chapter 12 («Гражданский кодекс РФ»), ConsultantPlus

This information is for reference only and does not constitute financial, tax or legal advice. Prepared by our editorial team, last checked: September 2026. Found an error? Write to us.

Frequently asked questions

Can I file a lawsuit after the limitation period has passed?

Yes, the court will accept the claim. But if the defendant raises the expiry, the court will dismiss it. An individual can have the period restored for a valid reason, such as serious illness or a helpless state.

Is a debt written off after 3 years?

Not automatically. The debt remains, but recovering it through court becomes hard if the debtor raises the limitation. The debtor cannot get back money paid voluntarily after the period expired.

What is the limitation period for a loan?

3 years, but it is counted separately for each payment in the schedule. If the bank demanded early repayment of the whole loan, the period for the whole amount is usually counted from the date given in that demand.

Related terms

More in “Contracts, documents and rights”

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